United Bank for Africa (UBA) is currently recruiting suitably qualified and interested candidates for the position of Team Lead, Credit Monitoring. Learn about the job requirements, and how to apply.
About UBA
At UBA, we strongly believe that our people are critical to our success in building a sustainable and dominant business in the countries we operate in, across Africa and beyond. We go to great lengths to source, attract, recruit, develop and retain the best talent, wherever they may be in the world. To this end, we are always striving to:
– Provide a non-threatening environment that encourages and rewards role-model performance.
– Help our workforce maintain a healthy balance between work and their personal lives amongst others.
Job Objective(s)
To emphasize and protect high Credit Quality while encouraging and increasing the Bank’s market share without compromising risk assets quality.
Duties & Responsibilities
- Review of approved Credits for quality, performance, and compliance with approved terms and conditions and credit policy.
- Monitoring of special conditions in credit facilities and escalation of exceptions / non-compliance. Identification of deteriorating accounts for Prudential Classification and transfer to Credit Remedial/Recovery.
- Ensure that limits are monitored, and incomes, fees, maturing repayments anniversary charges are captured.
- Detection and escalation of unauthorized credits.
- Implementation of policy-driven Credit-related Sanctions.
- Preparation of exception reports & imminent maturity report
- Monthly performance review of the bank’s exposure to the power sector and energy sector.
- Review of the bank’s contingent liabilities.
- Identification of warning signals and flagging likely problems before they crystallize.
- Regular rendition of weekly, monthly, and quarterly exception reports to Group Head Credit Monitoring Head Office.
- All other activities as delegated by the Directorate Head.
Knowledge & Skills Required
- Computer literate
- Ability to demonstrate initiative
- Good analytical skills
- Good interpersonal skills
- First Degree in quantitative subjects (Accounting, Economics, Bus. Admin, Banking & Finance, etc)
- Post Graduate Qualification will be an added advantage.
Minimum Educational Qualification
Others
Minimum years of work experience required
10 years
METHOD OF APPLICATION
Interested and
qualified applicants should follow the link below to submit CV and application
letter for the position of Team Lead,
Credit Monitoring.
Application Deadline: Ends Friday, December 23rd, 2022
